Charlotte Home Buying Tips

Are you planning on buying a home in Charlotte, North Carolina? Excellent choice!

COVID-19 hasn’t slowed down the real estate industry in this part of the state, and Charlotte, North Carolina, is currently experiencing a boom in real estate sales. Homes are going left and right, and you have made the right decision to choose Charlotte now.

That said, you may be in decision-making mode right now, thinking about how to find the perfect home for you and your family. Luckily, with the options available in the city, you have plenty of properties and houses to choose from.

In this post, we’ll fill you in on how to find a new home in this part of North Carolina. So sit back and keep reading to learn our house hunting pointers — Charlotte, North Carolina edition!

Tip #1: Check Out the Neighborhood and a Few Homes

We get it. You’re buying one house, not an entire block, but hear us out!

The neighborhood not only gives you a sneak peek into its safety and curb appeal. More than anything, the overall condition of the neighborhood can give you an idea of the value of properties.

So think of a neighborhood visit as a way of seeing how much you may need to spend and how much your home may sell for should you decide to put it up for sale in the future.

Tip #2: Keep Tabs on Your Budget

Sure, you can take out a mortgage. With the current HEROES Act in effect, you may even be eligible for forbearance if you work in the public sector. Nonetheless, when it comes to getting yourself a new nest, less can be more when you factor in your budget.

A home within your budget means you can:

• Pay for it quickly, primarily if it’s being sold for cash (if you’ve ever wanted to make it rain, now is the time!).
• Easily finish a mortgage without excessive financing that can mean years of debt.

Tip #3: Ask About Floods and Yearly Rainfall

When you gather information about these things, what you’re really after is whether or not you need insurance.

For example, the neighborhood you may have chosen may be a flood zone. Knowing this, you need to get flood insurance.

Tip #4: Have a Growth Mindset

What we mean by this is looking at the remodeling possibilities for your home. This can go a long way in ensuring you purchase a home within your budget.

Even a small home can be a humble palace if you make the right tweaks to its design.

Tip #5: Work With a Real Estate Agent

This one is a no-brainer. Once you have done the above steps, a real estate agent can represent you before property sellers. Or, a real estate agent may even have properties in his pocket you might be interested in.

Final Thoughts On Finding A New Home In Charlotte

Luckily, finding a home in Charlotte can be pretty straightforward. All it takes is a bit of leg work, asking around, and a growth mindset. Of course, the help of a local realtor can’t hurt either!

Get with one of our realtors today to allow them to do all the hard work on your behalf!